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Axis Bank touches 1 million micro-borrowers marklink :
Axis Bank touches 1 million micro-borrowers mark
Axis Bank touches 1 million micro-borrowers mark
Axis Bank has touched 1 million micro-borrowers mark and is not keen on acquiring stake in any microlender.
Three years after getting into the segment, the bank hs touched 1 million borrowers mark recently and all of them are women who have availed themselves of credit through the joint lending group model, Axis Bank’s retail banking head Rajiv Anand told
As many as 90 per cent of Axis Bank’s borrowers have been tapped by the bank’s dedicated team of 1,600 people, while the rest have come from intermediaries, Anand said.
The average ticket size of its micro loans is Rs. 18,000 and there is a three-tier rate structure with interest ranging from 12 to 22 per cent, he said, asserting that this is a “profitable” business for the bank.
Axis Bank is present in 18 states with its microlending offerings and aims to reach 22 states by 2020.
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